There are two types of financial advice you can get, independent or restricted:


Independent financial advisers (IFAs):

This means that they are able to advise and sell products from any provider right across the market. Therefore you should get the very best advice and products tailored just for you.


Restricted advisers:

In contrast, and as the name suggests, if a firm is restricted it can only recommend certain products or product providers to you, their restricted options available are not always suitable for you.


Here at Philpott Financial we are proud to be Independent and have access to any product provider and insurance company across the board. There are so many options available for clients in the current market, it can be very challenging for them to pick the correct platform, tax wrapper and investments. We are here to give a comprehensive and fair analysis of the market.