Find the clarity you need about your financial position

The run-up to retirement can be a daunting time as you prepare to leave one phase of your life behind and move into the next. With a specially designed financial plan from us, you’ll have a clearer idea of what’s to come and the confidence to make the right decisions.

Perhaps you have questions like…

How much is enough?

We’ll help you work out your “number”, the specific amount of money you’ll need to live the retirement of your dreams. If you aren’t already on track to reach this goal, we’ll put a plan in place to get you there.

What are my pension options?

We’ll clearly explain the various ways to access your pension and help you decide which is most appropriate. And if your current pension isn’t working hard enough for you, we’ll make the necessary changes.

Should I combine my pensions?

We’ll work with you to find out what pension funds you’ve built up over your career. Then we’ll explore the pros and cons of consolidating these and help you choose the option that matches your goals.

Can I pay less tax?

We’ll look at your current arrangements and then show you the impact they could have on your planned future. Any changes you’re able to make to improve your position will be taken care of by our expert team.

Your journey

Financial planning can be life-changing, but that doesn’t mean it needs to be complicated. Choose us, and you’ll follow a simple three-step process with support and guidance every step of the way. In the end, you’ll have a better understanding of what’s possible and a truly personalised strategy to help you achieve your aims.

Find out more

of clients believe that working with us has helped or will help them achieve their financial goals.


of clients would recommend us to their friends, family, or colleagues.


of clients were satisfied that we understood their needs and objectives.

Our clients

You’ll always get the very best service from us, but don’t just take our word for it. Here’s what some of our real clients had to say about their experience.

Henry gives me sound financial advice that's tailored to me


Client since 2021

Objective: Getting financially organised and working towards retirement

Philpott Financial have helped us map out our financial future

Nigel and Tracey

Client since 2019

Objective: To retire early and travel overseas

Ben gives me the best advice possible, I trust him implicitly


Client since 2016

Objective: To invest an inheritance wisely