Financial planning with fairness and clarity
Speak to any of our valued clients, and they’ll tell you that there’s more to financial planning than simply managing your money. With our help, you’ll gain peace of mind and the confidence to live life on your own terms, and that begins the first time we meet each other.
Your journey with us
Your initial consultation with us is completely free. In that first meeting, we’ll discuss the goals you have for your life and finances and how we can support you in achieving them. And you’ll learn about our services and fees, which you can also see below.
1. Building your financial plan
This can be done during your initial consultation, or at a follow-up appointment. The process covers:
- Discussing your existing financial arrangements and full personal circumstances
- Understanding your investment knowledge and attitude to risk
- Assessing any existing investments and cashflow modelling
- Presenting your financial plan, including a report of your current status and our recommendations for future success.
What it costs:
A fixed fee of £1,000
This is payable upon presentation of your financial plan. This fee will be waived wholly or in part if you’d like our help implementing any of our recommendations.
2. Implementing your financial plan
If you want us to implement any of the recommendations we made in your financial plan, we’ll do the following:
- Handle all fund and policy administration on your behalf
- Provide regular updates to keep you informed of progress
- Ensure all documents are issued in line with your expectations
- Provide confirmation of all actions taken on your behalf in writing.
What it costs:
Our charges for implementing your plan can either be taken from your investment upon receipt by the policy or paid directly by you as below:
- First £500,000 at 1.5%
- Above £500,000 at 0.5%
Percentages are on a tiered basis.
Please note: Charges are subject to a minimum of £2,500.
Example 1
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3. Ongoing review service
We’ll discuss the full scope of our ongoing services during your initial consultation. These services include, but aren’t limited to:
- Structured reviews to give you peace of mind
- Assessment of your circumstances and any changes to your plans needed
- Regular updates and information regarding your holdings
- Ongoing support with correspondence and administration requirements
- Financial planning and wealth management
What it costs:
0.75%, or a minimum of £1,000
Where the value of your investments rises, the monetary fees for the service increases, and vice versa.
Any change to the level of service throughout this agreement will result in pro rata charges being applied in relation to the minimum costs.
Example 1
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of clients believe that working with us has helped or will help them achieve their financial goals.
of clients would recommend us to their friends, family, or colleagues.
of clients were satisfied that we understood their needs and objectives.
Our clients
You’ll always get the very best service from us, but don’t just take our word for it. Here’s what some of our real clients had to say about their experience.
Ben gives me the best advice possible, I trust him implicitly
Paul
Client since 2016
Objective: To invest an inheritance wisely
Henry gives me sound financial advice that's tailored to me
David
Client since 2021
Objective: Getting financially organised and working towards retirement
Philpott Financial have helped us map out our financial future
Nigel and Tracey
Client since 2019
Objective: To retire early and travel overseas
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