Financial planning with fairness and clarity
Speak to any of our valued clients, and they’ll tell you that there’s more to financial planning than simply managing your money. With our help, you’ll gain peace of mind and the confidence to live life on your own terms, and that begins the first time we meet each other.
Your journey with us
Your initial consultation with us is completely free. In that first meeting, we’ll discuss the goals you have for your life and finances and how we can support you in achieving them. And you’ll learn about our services and fees, which you can also see below.
1. Building your financial plan
This stage involves gaining a full understanding of your financial position and objectives in order to create a tailored strategy. The process includes:
- Reviewing your existing financial arrangements and personal circumstances
- Assessing your investment experience, attitude to risk, capacity for loss, and ethical preferences
- Presenting your personalised financial plan, which includes a report on your current position and our recommendations to help you achieve your goals
What it costs:
A fixed charge of £1,000
This is payable upon presentation of your financial plan.
Please note: this fee may be waived in full or in part if you choose to proceed with implementing our recommendations.
2. Implementing your financial plan
Should you wish to proceed with the recommendations outlined in your financial plan, we will support you through the implementation process. This includes:
- Handling all fund and policy administration on your behalf
- Providing regular progress updates
- Ensuring all documents are processed accurately and in line with your expectations
What it costs:
Our charge for this can either be taken from your investment upon receipt by the policy, or paid directly by you as below.
- First £500,000 at 1.5%
- Above £500,001 at 0.5%
Charges are on a tiered basis.
Please note: Charges are subject to a minimum of £2,500.
Example 1
Example 2
3. Ongoing review service
We’ll discuss the full scope of our ongoing services during your initial consultation. These services include, but aren’t limited to:
- Investment portfolio overview and investment report
- Reviewing any changes in your personal circumstances
- Assessing your attitude to risk, capacity for loss, and ethical preferences
- Discussing your will, estate plans, and any relevant protection needs
- Evaluating the impact of tax and legislative changes
- Reviewing the ongoing suitability of your investments
- Providing a personalised recommendation to ensure your plan remains on track
What it costs:
0.75% of the assets under advice.
Where the value of your investments rises, the monetary fees for the service increases, and vice-versa.
Please note: Charges are subject to a minimum of fee £1,000.
Example 1
Example 2
of clients believe that working with us has helped or will help them achieve their financial goals.
of clients would recommend us to their friends, family, or colleagues.
of clients were satisfied that we understood their needs and objectives.
Our clients
You’ll always get the very best service from us, but don’t just take our word for it. Here’s what some of our real clients had to say about their experience.
Ben gives me the best advice possible, I trust him implicitly
Paul
Client since 2016
Objective: To invest an inheritance wisely
Henry gives me sound financial advice that's tailored to me
David
Client since 2021
Objective: Getting financially organised and working towards retirement
Philpott Financial have helped us map out our financial future
Nigel and Tracey
Client since 2019
Objective: To retire early and travel overseas
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